The industry

In the industrially developed countries fire-prevention protection is built depending on possibilities and views of the owners of buildings and enterprises, which use the existing standards and the requirements of fire safety in those limits, which seem them sufficient. Fire legislation at the state level is absent in practice in all countries, and legislation at the local level (states, the earth, province) provides for only very general requirements and allows the sufficiently wide range of their interpretation and application. In connection with this fire services do not possess the rights of control, supervision and prohibition, but come out most frequently in the role of consultants, who put out those silt other recommendations regarding specific questions of the fire-prevention protection, whose fulfillment remains to judgement owners. However, the requirements of insurance companies and insurance and tax organs are main stimuli for the use of contemporary means of fire-prevention protection. From their side the insurance companies actively assign fire specialists on the inspection of buildings and enterprises during conclusion or prolongation of insurance agreements and usually is included in these agreements the specific minimum of fire-prevention requirements. Furthermore, the considerably differentiated depending on the level of fire-prevention protection system of insurance payments one way or another impels the owners of enterprises and buildings to achieve the specific fire-prevention measures. The large part of the insurance operations is achieved today by mediators acting on behalf of its clients. Their work - to organize the insurance of people and to convince them of the need for making this. Their experience in insurance and selection of risk helps them in this matter.