Sunday, March 1, 2009

INSURANCE AGAINST

The attractiveness of storage forms can be caused only by the totality of the factors: income from its conducting must be compared with the income of insurant from the bank deposits, in addition, the guaranteed guarantee with insurance protection.

Life insurance and pensions it is most popular in the developed countries precisely because of the long-term nature. It is possible to boldly assert that the life and health can cost more expensive than property, only in the countries with the flourishing economy. Moreover storage classes of insurance possess a number of advantages over risky. From one side - above reliability, since the risk more yields to error and is more predicted, with another - this form of insurance, in the essence, is the form of the investment (to insurant at the end of the period of effect of the treaty it is paid out entire sum of the paid by it reward, increased by the specific percentage).

The Belorussian policies of the insurance of investments also correspond to International standards, but absence in our companies of adequate experience forces them to come running with the development of the conditions of insurance to the aid of foreign partners. Beside the fact that this aid must be paid, foreign investors require that the large part of the risks would be reinsured by Belorussian side in any well-known company. Otherwise they place their risks beyond the limits of our state independently.

As a whole for the formation of the Belorussian insurance market for republic the presence of number of the problems is characteristic: the insufficient financial reliability of insurance organizations, which is caused, in the first place, by low requirements for the minimal size of state fund;

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