production activity

The unstable financial state of many insurers. They experience a sharp deficiency in the financial resources, to supplement which is practically very complicated, taking into account the state of the economy of the country as a whole;difficulty in of large risks both on the internal and outside market. In Belarus' there is not one insurance company, capable of accepting to itself large risks, for example, the insurance of the investments of western capital to millions of dollars into the economy of republic;the low capacity of national insurance market, in spite of a constant increase in the joint sum of the insurance reward, assembled by the insurers of republic;the nonprofessionalism of the leaders of insurance organizations and the low level of the economic work, which lead to bankruptcy of insurers, complaints and distrust to them to insurants, to a drop in the prestige of entire insurance system as a whole; the imperfection of the legislative base for required I, first of all, see insurances. Serious problem for the insurers is the fact that in the active law is not reflected the separation of classes of insurance into the risky and the storage, but sale of such insurance products of foreign companies, as 'green [karta]* is located practically out of the law.

The basic directions of the investment of insurance reserves in the republic are: the state papers of the subjects of management and real estate. In the state treasurer obligations invested 77,6 billion rubles. However, the financial position of many insurers continues to remain complex.